Jenilee Wirtz

Archive for December, 2010|Monthly archive page

Baby New Year

In Holiday on December 31, 2010 at 8:08 pm
I cannot deny my love for anything chubby and cute.  I’ve always loved Baby New Year but recently realized that I don’t know anything about the little cherub’s history; enjoy! 🙂
 
 
“The tradition of a “Baby New Year” is said to have started in Greece around 600 BC. In celebration of Dionysus, god of wine, a baby in a basket represented the annual rebirth of the god as the spirit of fertility. An obvious correlation, today Baby New Year symbolizes the young year, and old Father Time reminds us how the year has aged. However, it was the 14th century Germans who are credited with having a New Year’s banner with the image of a baby as a symbol of the New Year (Thanks Jeanne Benedict for the info!).”
 
Here’s to a productive 2011 to you and yours. 
 
I hope you bring in the New Year with a celebration, just as this Baby New Year would.
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Tuesday Night Dinner To-Go for 4..only $19.99

In Community Events, Support Local Business!, Yummmm...Food! on December 21, 2010 at 11:29 pm

Angelico’s Lakehouse in East Hampton, Angelico’s on the Boulevard in Glastonbury, and Angelico’s of New Britain are offering great deals on Tuesday nights, I had to share! 

$19.99 Tuesday Night Dinner To-Go for 4!!!

  • Includes Chef prepared salad
  • Chicken Parmigiana over penne pasta 
  • 6 warm dinner rolls

The meal is packed hot and ready to-go!   Angelico’s is featuring a different dinner each week…yum.  Give yourself a break tonight and let Angelico’s do the cooking for your family. Simply order yours by Noon on Tuesday at the Angelico’s Restaurant nearest you and let us do the work!

Remember, a different meal each week….let Angelico’s cook for you every Tuesday for less than $5 a person!

Call now! Lakehouse: 860-267-1276, Boulevard:  860-659-9300 , New Britain: 860-224-3811

Happy Feet & Happy Holidays

In Animals, Holiday, music on December 17, 2010 at 10:41 am

This is one of my favorite clips from Happy Feet…perfect for hip-hop and animal lovers alike. Enjoy 🙂

 

Promote Your Business with Social Media!

In Community Events on December 9, 2010 at 10:40 pm


Carolyn Dionne of TeamPrimary and I will be hosting a social media seminar on Wednesday, December 15 from 2-4 PM at their office in Manchester, CT.

What to expect:

Get ready to socialize!  The purpose of this class is to educate business owners and those in business for themselves how to further promote their brand.  Yellowpages are dead, get where your customer is!  ONLINE!

  • You will learn the ins & outs of “social media”: understanding how you can use the different social networking sites to help your business.  We will break into groups to make sure we’re going at a pace that everyone is comfortable.
  • If you do not apply even a fraction of what we teach you, you will simply have become more familiar with some of the social media terms and will be able to understand some of the e-marketing language that is out there.
  • Even if you sat there with your eyes closed and ears covered the entire time while we discussed e-marketing and growing your business, you will have been provided a wonderful networking opportunity.  Professionals from various industries will be in attendance; come join in on the fun!

What to Bring:

  • Laptop computer
  • Notepad & Pen
  • Your usernames & passwords
  • A picture of yourself saved somewhere

Not sure I’m qualified?  Check this out.  My marketing experience at my internship in college with Paradiso Insurance was incredible!

A Taste of Connecticut?

In Yummmm...Food! on December 8, 2010 at 11:05 pm

Today, MSN ran an article on “giving” a taste of home.  For each of the states, MSN selected a food item that to gift that would give the recipient a “taste” of their home state.

Whether you’re shopping for cookbooks, gift baskets, sweets, or sauces, chances are one of the 50 states has something for you.

The post:

Connecticut

Copps Island & Cedar Point Oysters
Give the gift of Connecticut’s State Shellfish: the oyster. Norm Bloom & Sons will ship (via Next Day Federal Express) fresh oysters caught daily from the New England Sound. And if you prefer clams or lobsters, they ship them too! (normbloomandson.net, $15/dozen)

While I love oysters, I would not consider Oysters to be a “Taste of Connecticut.”  Apple cider, egg nog, maybe apple pie?  I get it, the oysters are local…but I still wouldn’t consider them a signature “Connecticut” food item.

I want to know!  Which food item do you think would be a good “Taste of Connecticut” gift?

Life Insurance Medical Examination

In New York Life on December 8, 2010 at 1:58 am

“I made the decision to purchase a New York Life Insurance policy to protect my family…what’s the next step?”


To gain as complete a picture of the potential risk an individual presents to the insurance company, the evaluation of the application and the relevant information about an individual’s activities and general health are important.

The life insurance application is usually completed in two parts, known simply as Part I and Part II.

Part I consists of general information about the individual as well as personal information about such things as driving history, criminal history, other life insurance coverage, recreational sports activities and finances.. There is also an authorization to sign which grants permission for the company to request medical information from physicians and other medical record keepers if it becomes needed.

Part II is the medical questionnaire. Depending upon the amount of insurance this portion of the application will be completed by either your life insurance agent, a paramedical professional or a doctor.

Once completed, the Part I and Part II provide the insurer with a fairly comprehensive picture of the exposure to risk the proposed insured represents. Each company has its own standards of what it considers to be acceptable insurable risks and will offer a policy based on those guidelines.

What kind of medical exam will I have to take?

The short answer is – that depends. Generally speaking, if you are under 40 years of age and are applying for less than $100,000 of coverage, there’s a good chance the company will not have an actual exam completed but will have some lab studies completed such as an oral fluid test, blood test or urinalysis. If you are over 40 for and/or applying for more than $100,000, you may be required to have either a paramedical or full medical exam. In addition to the exam any of the following studies could be included with the exam: oral fluid test; blood test; urinalysis; EKG tracing; X-ray and possibly a Treadmill Stress test. If any of these exams or tests becomes required and they are not completed, the company will not accept your application for insurance.

  • a. Paramedical Exam

A trained technician will complete the paramedical exam. The paramedic asks medical history questions and measures height, weight, blood pressure and pulse. Depending upon your age and the amount of insurance being applied for, the paramedic may also perform an oral fluid test or a blood and urine test and possibly an electrocardiogram as well. In most cases a paramedic will call you to find a convenient time to schedule the exam and come out to your house to perform it. You also have the option of going to a clinic for the exam. The exam takes approximately 30 minutes.

  • b. Full Medical Exam

A physician will complete the full medical exam. The exam consists of the same elements of the paramedical exam, plus listening to the heart, and a review of other bodily systems. Some companies specify that the physician must be a board certified internist or heart specialist rather than a general practitioner.

What do the tests show?
The insurance company wants to check for any unknown conditions that could adversely impact an individual’s normal life expectancy and could increase the company’s risk. The urinalysis screens for a number of things including diabetes, the presence of medications and nicotine as well as general kidney function. The blood profile can reveal the functioning of organs of the body and specific testing for things such as diabetes, liver impairments and kidney impairments as well as HIV testing. An oral fluid test can indicate the presence of HIV antibodies, as well as cocaine and nicotine.

What other information does an insurance company gather?
In addition, to Parts I &II the company may want to review your medical records or obtain a phone interview with you. Medical records can be obtained for a few reasons with one being a way to check how your personal physician is treating you or has treated you for a medical condition.

At times a phone interview is conducted to verify the information on the application and to obtain a few additional details to clarify this information. In the case of New York Life, if an interview is needed a company representative will contact you directly to maintain a high level of customer satisfaction and confidentiality.

Can proposed insureds access all the results of exams and other requested information?
Yes. People can and frequently do request to receive copies of test results. They can also request to have them sent to their personal physician.

Who else has access to these results?
Exam results and medical records are sent directly to the company’s underwriters and handled in strict confidence.

How are the results used?
The information gathered on both parts of the application and from the other requirements is used to classify the risk a person represents. Based on the level of risk a proposed insured is placed into one of four general categories, preferred, standard, special class or declined. Every company has its own rating and based on this they determine the premium structures for the policy.

What if an exam reveals an unknown medical problem?
Remember most people that undergo medical exams qualify for insurance without any concerns. In the unlikely event a problem is discovered, you may be offered a policy with a higher premium as a special class or we may postpone the application until the findings are evaluated by your personal physician.

What is role of the agent in this process?
The agent can act as your advocate in the process and with the insurance company. The agent can explain the underwriting and exam process to make sure the proposed insured understands why certain tests may be needed.

While a medical exam can seem like a hassle at first, let me assure you that it is very quick process done by professionally trained examiners.  Do not let a medical exam stop you from making a very important decision for you and your family.  Please read the full article here.


Test of Femininity

In Sports on December 7, 2010 at 10:23 am

OK…so it’s JETS/PATS and Gossip Girl is on…

To MNF or not to MNF…that is the question.

Needless to say I’m glad that I have TEVO to catch up on the GG series.

Crayons for Cancer

In Charity, Community Events, Holiday on December 7, 2010 at 2:08 am

This weekend I had the opportunity to meet Emily, the little hero who started Crayons for Cancer at six years old!

Help spread the word about this wonderful organization!

Who they support:

Crayons for Cancer is a charity that raises money to help ease the financial burdens of families whose children are currently suffering from the devastating effects of cancer.Crayons for Cancer helps

How they do it:

Crayons for Cancer collects old, broken crayons from families, classrooms, and restaurants.  The crayons are then peeled (at Crayon Peeling Parties), placed into molds, and melted down into fun shapes.

What’s the end result?   BIG, colorful crayons shaped as animals, flowers, legos, hearts, stars, insects, and etc.  The Crayons are sold for $1.00 at different locations all over the state.

How you can help:

  • Donate your old crayons!  I will come pick up your broken old Crayolas for Crayons for Cancer!  Feel free to email me at jfwirtz@ft.newyorklife.com for more information.
  • Look into hosting a Crayon Peeling Party in your community today…a great idea for Community Service!
  • Help their cause today!


Paradiso Insurance Click Your Picks!

In Sports on December 3, 2010 at 5:50 am

 

A local CT Insurance Agency, Paradiso Insurance in Stafford Springs, is running an awesome contest!

I interned with Paradiso Insurance & let me tell you…these guys are FUN!

All football season (what’s left of it) you can Click YOUR Football Picks & win prizes!  Pick your teams today here!

 

 

Don’t Give Up

In Inspirational Quotes on December 1, 2010 at 12:29 am

 

“Many of life’s failures are people who

do not realize how close they were to

success when they gave up.”

– Thomas Edison

 

 


 

Image borrowed from hopehelpandhow.com.